Want your own numbers? The Stripe calculator shows every fee and your profit as you type.
Open the Stripe US fee calculatorSelling to customers abroad through Stripe is easy, but two extra charges can apply: one for the card being foreign and one for converting currency. Tick both boxes in the Stripe fee calculator to see the full cost.
International card fee
When a customer pays with a card issued outside the US, Stripe adds 1.5% to the standard 2.9% + $0.30.
Currency conversion fee
If the payment currency is different from your payout currency, Stripe adds 1% to convert it. Charging a UK customer in pounds and being paid out in dollars triggers this.
| Price | US card | International card | International + conversion |
|---|---|---|---|
| $20.00 | $0.88 | $1.18 | $1.38 |
| $50.00 | $1.75 | $2.50 | $3.00 |
| $100.00 | $3.20 | $4.70 | $5.70 |
| $250.00 | $7.55 | $11.30 | $13.80 |
| $1,000.00 | $29.30 | $44.30 | $54.30 |
On $100, a domestic card costs $3.20. An international card with conversion costs $5.70.
Ways to reduce the cost
- Charge in US dollars to avoid conversion, if your customers are happy to pay in dollars. They may face their own bank’s foreign transaction fee instead.
- Hold balances in other currencies if you have costs in those currencies, where Stripe supports it for your account.
- Offer local payment methods in markets where cards are expensive; some carry lower fees.
- Build cross-border costs into international pricing.
Compared with PayPal
PayPal adds 1.5% for international payments too, and its conversion markup is usually larger. See PayPal international fees. For all Stripe charges, read Stripe fees explained.
Frequently asked questions
How much does Stripe charge for international cards?
An extra 1.5% on top of the standard 2.9% plus $0.30.
Does Stripe charge for currency conversion?
Yes, 1% when the payment currency differs from your payout currency.
Run your next sale through the calculator before you commit.
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